{"schema_version":"alpha-profile-public-v1","slug":"chad-smith-betr","canonical_url":"https://registry.alpha.ac/people/chad-smith-betr","as_of":"2026-09-20T20:45:08.126256+00:00","published_at":"2026-09-02T04:20:44.357425+00:00","last_reviewed_at":"2026-05-14T23:59:03.055+00:00","identity":{"display_name":"Chad Smith","headshot_url":null,"headshot_media":null,"profile_kind":"executive","role_tags":["executive","coo","operations"],"current_role":null,"photo_match":null},"assurance":{"is_claimed":false,"status":"unverified","assurance_level":null,"method":null,"verified_at":null,"expires_at":null},"claiming":{"eligible":true,"label":"Is this you? Claim your Alpha Profile","claim_url":"https://terminal.alpha.ac/claim-profile?person=chad-smith-betr","suggest_edit_label":"Suggest an edit","suggest_edit_url":"https://terminal.alpha.ac/claim-profile?person=chad-smith-betr&mode=suggest","canonical_record_will_be_reused":true,"canonical_facts_owner_controlled":false},"presentation":{"schema_version":"alpha-profile-presentation-v1","state":"alpha_editorial","version":0,"published_at":null,"headline":null,"headline_evidence":null,"location":null,"photo":null,"cover":null,"about":["Mr. Smith has served as President and COO of Better Mortgage Corporation since May 2024, previously serving as CEO of Mission Loans LLC and EVP Consumer Direct at Caliber Home Loans. He also served as President of Direct Lending at loanDepot."],"links":[],"sources":[],"featured":[],"competencies":[],"board_preferences":null,"board_service":[],"experience":[],"education":[],"credentials":[],"section_order":null,"hidden_sections":[],"limitations":["Presentation fields do not alter independently verified Alpha Profile facts.","Owner-supplied résumé records retain their field-level evidence state.","Only confirmed company_person_roles with public evidence. Website governed_site_fallback rows are not invented. about/links are stored people.profile_summary/bio and linkedin_url only. Dates stay undisclosed when the role has no start_date. SoFi Bank is not SoFi Technologies."]},"presentation_authority":"confirmed_company_person_roles","roles":[],"claims":[{"claim_type":"ai_expertise","claim_value":{"detail":"Previously served as CEO of Mission Loans LLC and held executive positions at Caliber Home Loans and loanDepot. Extensive experience in mortgage lending and consumer direct operations.","ai_expertise":false},"claim_text":"SEC-derived executive row classified AI expertise as False.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:21.276625+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:38:37.288971+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"ai_governance_relevance","claim_value":{"reasons":[],"relevant":false},"claim_text":"AI-governance relevance classified as False from role/title and SEC-derived executive context.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:21.276625+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:38:37.288971+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"ai_ml_experience","claim_value":false,"claim_text":"Executive extraction classified AI/ML experience for Chad Smith as false.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.72,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-14T23:59:03.307448+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017747/aurcu-20251231.htm","published_at":"2026-03-13T00:00:00+00:00","last_checked_at":"2026-05-14T23:59:03.130295+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"cybersecurity_experience","claim_value":false,"claim_text":"Executive extraction classified cybersecurity experience for Chad Smith as false.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.72,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-14T23:59:03.348837+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017747/aurcu-20251231.htm","published_at":"2026-03-13T00:00:00+00:00","last_checked_at":"2026-05-14T23:59:03.130295+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_company","claim_value":"Better Home & Finance Holding Co","claim_text":"Chad Smith is associated with Better Home & Finance Holding Co.","claim_state":"verified","valid_from":"2026-03-13","valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-14T23:59:03.28474+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017747/aurcu-20251231.htm","published_at":"2026-03-13T00:00:00+00:00","last_checked_at":"2026-05-14T23:59:03.130295+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_company","claim_value":{"ticker":"BETR","company":"Better Home & Finance Holding Co"},"claim_text":"Chad Smith is associated with Better Home & Finance Holding Co.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:21.276625+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:38:37.288971+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_function","claim_value":{"role_family":"operations","role_type_normalized":"coo"},"claim_text":"Chad Smith maps to the operations executive function.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:21.276625+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:38:37.288971+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_title","claim_value":"President and Chief Operating Officer of Better Mortgage Corporation","claim_text":"Chad Smith is listed as President and Chief Operating Officer of Better Mortgage Corporation at Better Home & Finance Holding Co.","claim_state":"verified","valid_from":"2026-03-13","valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-14T23:59:03.262633+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017747/aurcu-20251231.htm","published_at":"2026-03-13T00:00:00+00:00","last_checked_at":"2026-05-14T23:59:03.130295+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_title","claim_value":{"title":"President and Chief Operating Officer of Better Mortgage Corporation","role_type_normalized":"coo"},"claim_text":"Chad Smith is listed as President and Chief Operating Officer of Better Mortgage Corporation at Better Home & Finance Holding Co.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:21.276625+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:38:37.288971+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"technology_background","claim_value":false,"claim_text":"Executive extraction classified technology background for Chad Smith as false.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.72,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-14T23:59:03.328472+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"BETR 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017747/aurcu-20251231.htm","published_at":"2026-03-13T00:00:00+00:00","last_checked_at":"2026-05-14T23:59:03.130295+00:00","relation":"supports","excerpt_locator":null}]}],"network":{"schema_version":"alpha-profile-network-public-v1","relationships":[],"relationship_pathfinding":false,"authentication_prompt":"Sign in to see how you're connected.","limitations":["Representative factual associations only.","Shared contexts do not assert personal acquaintance.","Anonymous graph traversal is not available."]},"permissions":{"classification":"open_public_projection","public_retrieval":true,"agent_retrieval":true,"redistribution":false,"model_training":false,"relationship_pathfinding":false,"direct_contact":false},"limitations":["Only permissioned public claims and evidence are included.","Absence of a claim is not evidence that the underlying fact is false.","Public retrieval does not grant model-training or redistribution rights.","Private relationships and Council activity are excluded."],"structured_data":{"@context":"https://schema.org","@type":"ProfilePage","@id":"https://registry.alpha.ac/people/chad-smith-betr#profile","url":"https://registry.alpha.ac/people/chad-smith-betr","dateModified":"2026-05-14T23:59:03.055+00:00","mainEntity":{"@type":"Person","@id":"https://registry.alpha.ac/people/chad-smith-betr#person","name":"Chad Smith","url":"https://registry.alpha.ac/people/chad-smith-betr"},"isBasedOn":[{"@type":"CreativeWork","url":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017747/aurcu-20251231.htm","name":"BETR 10-K executive officers"}],"mainEntityOfPage":"https://registry.alpha.ac/people/chad-smith-betr"},"trust":{"schema_version":"alpha-profile-trust-v1","verification":{"schema_version":"alpha-verification-states-v1","state":"corroborated","identity_ownership":"unclaimed","assurance_level":null,"claim_state_counts":{"source_reported":6,"corroborated":2,"alpha_verified":0,"disputed":0,"superseded":0},"derivation":"claim_states+identity_ownership","summary":"At least one published claim is corroborated by two or more public sources. Profile ownership is unclaimed."},"aggregation":{"schema_version":"alpha-claim-aggregation-v1","published_claim_count":8,"under_review_claim_count":0,"owner_supplied_claim_count":0,"evidence_record_count":2,"distinct_source_count":2,"conflicts":[],"conflict_count":0,"headline_conflict_count":0,"internal_review_conflict_count":0,"contradiction_types":[],"headline_conflict_types":[],"verification":{"schema_version":"alpha-verification-states-v1","state":"corroborated","identity_ownership":"unclaimed","assurance_level":null,"claim_state_counts":{"source_reported":6,"corroborated":2,"alpha_verified":0,"disputed":0,"superseded":0},"derivation":"claim_states+identity_ownership","summary":"At least one published claim is corroborated by two or more public sources. Profile ownership is unclaimed."},"coverage":{"schema_version":"alpha-coverage-metric-v1","published_claims":8,"corroborated_claims":2,"sources":2,"distinct_sources":2,"role_claims":0,"last_reviewed_at":"2026-05-14T23:59:03.055+00:00","observed_at":"2026-09-20T20:45:08.126256+00:00","freshness_days":129}},"rights":{"public_retrieval":"allowed","agent_retrieval":"allowed","redistribution":"not_granted","model_training":"not_granted","commercial_use":"not_specified","relationship_pathfinding":"not_granted","direct_contact":"not_granted"}},"projection":{"schema_version":"alpha-profile-projection-v5","entity":{"kind":"person","slug":"chad-smith-betr","canonical_url":"https://registry.alpha.ac/people/chad-smith-betr"},"publication":{"published_at":"2026-09-02T04:20:44.357425+00:00","last_reviewed_at":"2026-05-14T23:59:03.055+00:00","as_of":"2026-09-20T20:45:08.126256+00:00"},"representations":{"html":{"href":"https://registry.alpha.ac/people/chad-smith-betr","media_type":"text/html"},"json":{"href":"https://registry.alpha.ac/api/public/profiles/chad-smith-betr","media_type":"application/json"},"markdown":{"href":"https://registry.alpha.ac/people/chad-smith-betr.md","media_type":"text/markdown"},"structured_data":{"embedded":true,"media_type":"application/ld+json"},"share_image":null},"permissions":{"public_retrieval":true,"agent_retrieval":true,"redistribution":false,"model_training":false,"relationship_pathfinding":false,"direct_contact":false}}}